last year, she bought a ford focus 2007 for 15 or 16,000$.  She put a down payment of $3,000.  She has been making payments every month around $300.  Well her mom had a fairly new Durango and she tried to refinance it this year.  It turns out she would have to pay an extra $10,000 for her car...and pay like 30,000$ in all instead of $20,000.  So she told her daughter to trade in her Ford Focus and get a new car 2008 Nissan Sentra, $15,000.  Well, it turns out  that she took her equity to buy her car a new Nissan SUV and then put the rest of what she owes on her daughters car--making it $25,000.  She basically is screwing her over now she has to pay $500 every month.  And my friend said she has credit cards open in her name!!!! (she is 19 years old).  she does not know what to do because she lives at home and is trapped.

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Getting close to God through a true knowing heals the fear of death, confirms the existence of the soul, and gives ultimate meaning to life.